Long-term protection, delivered as a public service.
EPFO connects retirement savings, pension income and in-service insurance protection within one statutory system.
Social security
Provide long-term financial protection for covered employees and their families.
Retirement savings
Build a portable provident-fund balance through member and employer contributions.
Pension protection
Support eligible members and families through the pension framework.
Accountable service
Make records, guidance and support routes easier to understand and trace.
What EPFO administers.
Each scheme solves a different part of employment-linked social security.
Employees’ Provident Funds Scheme
The retirement-savings part of EPFO membership, built from contributions and credited interest under the scheme rules.
Employees’ Pension Scheme
Pension protection connected to eligible service, including retirement, disablement and survivor benefit paths.
Employees’ Deposit Linked Insurance Scheme
An assurance benefit for the eligible nominee or legal heir when a covered member dies while in service.
A statutory board and a nationwide field organisation.
The Central Board of Trustees administers the schemes, supported by EPFO’s central administration and field-office network.
Central Board of Trustees
Tripartite representation connects government, employers and employees.
Review the Board structureCentral administration
Policy, operations and scheme administration are coordinated across the organisation.
Explore the directoryField organisation
Regional and district structures connect establishments and members to local service responsibility.
Find the responsible officeThe framework has expanded with the needs of workers.
A concise sequence of the major scheme and service milestones published across EPFO’s public pages.
EPF framework
The Employees’ Provident Funds Act established the statutory framework.
Family pension
Family-pension protection became part of the social-security system.
Deposit-linked insurance
EDLI added insurance protection connected to covered employment.
Employees’ Pension Scheme
EPS introduced the current pension framework for eligible service.
Universal Account Number
UAN created a portable account identity across covered employments.