Protect a member’s family while they are in service.
EDLI provides an assurance benefit to an eligible nominee or legal heir when a covered member dies while in service. No employee contribution is deducted for EDLI.
Employees’ Deposit Linked Insurance
The essential facts to understand before choosing a service or form.
- When it applies
- The death must occur while the member is in service, subject to scheme conditions.
- Who contributes
- The employer contributes; no EDLI deduction is taken from the employee.
- Current published range
- The citizen-facing scheme page states a minimum of ₹2.5 lakh and a maximum of ₹7 lakh.
Benefits and outcomes
What the scheme is designed to support.
- Insurance protection linked to eligible EPF membership
- Payment to the eligible nominee or legal heir
- A combined death-claim route for connected EPF, EPS and EDLI benefits
Prepare in this order
A clearer sequence reduces missing-record and wrong-form errors.
- 01
Confirm that death occurred while the member was in service
- 02
Identify the nominee, eligible family member or legal heir
- 03
Prepare the death certificate and claimant bank details
- 04
Add guardianship or relationship evidence where needed
- 05
Submit the applicable death-claim forms and retain the reference
Forms and records
Use the form finder for claimant-specific preparation.
Common questions
Plain-language answers based on the published scheme guidance.
Does the member pay an EDLI contribution?
No. The employee does not make a separate EDLI contribution.
Who can claim if no valid nominee is recorded?
Eligibility may move to a qualifying family member or legal heir; the evidence path depends on the claimant’s relationship.