Understand pensionable service before making a claim.
EPS supports superannuation, reduced, disablement and family pension benefits. Eligible service and pensionable salary determine the available path.
Employees’ Pension Scheme
The essential facts to understand before choosing a service or form.
- Normal pension age
- Superannuation pension is normally considered at age 58, subject to scheme conditions.
- Service milestone
- Ten years of eligible service is normally required for a member pension.
- Published formula
- Average pensionable salary of the last 60 months × pensionable service ÷ 70.
Benefits and outcomes
What the scheme is designed to support.
- Superannuation pension
- Early or reduced pension from age 50 subject to conditions
- Disablement pension
- Family and children pension
- Scheme Certificate where eligible service should be preserved
Prepare in this order
A clearer sequence reduces missing-record and wrong-form errors.
- 01
Check eligible service across Member IDs
- 02
Confirm date of birth and family details
- 03
Decide whether to preserve service or claim the eligible benefit
- 04
Prepare PPO and bank details where applicable
- 05
Use Form 10-D for a monthly-pension claim
Forms and records
Use the form finder for claimant-specific preparation.
Common questions
Plain-language answers based on the published scheme guidance.
What happens below ten years of service?
Depending on eligibility, a member may use the withdrawal-benefit path or preserve service through a Scheme Certificate.
Why should service records be combined?
Pension eligibility depends on eligible service. Missing or unlinked employment can change the path shown to the member.